Cookie Policy

Welcome to TransferLab’s Cookies Policy.

This Cookie Policy sets out the basis on which we use cookies and similar technologies in relation to our website, www.transferlab.io (our website). This Cookies Policy is effective from 18/12/2020.

Essential cookies are automatically placed on your computer or device when you access our website or take certain actions on our website. Non-essential cookies and other technologies are only placed on your computer or device if you have consented to us doing so.

For information on how you consent and how you can withdraw your consent to us placing non-essential cookies and other technologies on your computer or device, see the section below entitled ‘How to accept or reject cookies’.


About cookies


What are cookies?

Cookies are small data files sent by a website’s server to a web browser, processor memory or hard drive and stored there. They can be used for a range of different purposes, such as customising a website for a particular user, helping a user navigate a website, improving that user’s website experience, and storing that user’s preferences and login information.


Essential and non-essential cookies

Cookies can be classified as either ‘essential’ or ‘non-essential’.

Essential cookies: these are cookies that are either:

used solely to carry out or facilitate the transmission of communications over a network; or
strictly necessary to provide an online service (e.g. our website or a service on our website) which you have requested.
Non-essential cookies: these are any cookies that do not fall within the definition of essential cookies, such as cookies used to analyse your behaviour on a website (‘analytical’ cookies) or cookies used to display advertisements to you (‘advertising’ cookies).


Session and persistent cookies

Cookies can be classified as either ‘session’ or ‘persistent’, depending on how long they last after they are placed on your browser.

Session cookies: session cookies last for as long as you keep your browser open. They expire when you close your browser.

Persistent cookies persistent cookies expire at a fixed point in time or if you manually delete them from your browser, whichever occurs first.


First and third-party cookies

Cookies can be classified as ‘first-party’ or ‘third-party’.

First-party cookies: these are cookies placed on your device by our website domain.

Third-party cookies: these are cookies placed on your device by third-party website domains.

If you require further information about cookies in general, please visit www.allaboutcookies.org.


List of cookies used on CurrencyLab


Essential cookies

These are cookies which are strictly necessary for our website to be able to operate or to provide you with a service on our website which you have requested. We use the following essential cookies on our website:

SOURCENAMEPURPOSETYPE
CurrencyLabPHPSESSIDThe cookie generated by applications based on
the PHP language. This is a general-purpose
identifier used to maintain user session
variables. It is a randomly generated number
and is used in maintaining a logged-in status for
a user between pages.
Session
CurrencyLabUSER_ALLOWED_SAVE_COOKIEIndicated if a customer is allowed to use
cookies.
Session
CurrencyLabwp-settings-time-1Settings - declare settings time.Session
CurrencyLabwp-settings-1SettingsPersistent (30 days)
CurrencyLabpum-1825Functional, remembers users preferences to not display original pop-up.Persistent (30 days)
CloudFlare__cfduidFunctional , to Identify trusted web traffic.Persistent (30 days)

How to opt out of essential cookies

Most browsers allow you to block all cookies, including essential cookies. Please note, however, that if you block all cookies, parts of our website and its functionality may not work or display properly. You can delete existing cookies from your browser by clearing your browsing data and ensuring that the option to delete cookies is selected. For more detailed information on how to accept and reject cookies, including guidance for specific browsers, please see the section below entitled ‘How to accept or reject cookies’.


Non-essential cookies

We use the following types of non-essential cookies on our website:

SOURCENAMEPURPOSETYPE
Google Analytics_gaWe use Google Analytics for
analytics. This cookie is used to
distinguish unique users by
assisgning a randomly generated
number as a clent identifier. It is
included in each page request in a
site and used to calculate visitor,
session and campaign data for the
sites analytics reports. By default, it
is set to expire after 2 years,
although this is customisable by
website owners.
Persistent
Google Analytics_gatWe use Google Analytics for
analytics. This cookie is used to
throttle the request rate. It expires
after 10 minutes.
Persistent
Google Analytics_gidWe use Google Analytics for
analytics. This cookie is used to
store and update a unique value for
each page visited.
Persistent
Google AnalyticsAPISID, SSID, NID, PREF, SID,
SAPISID, HSID
This is a common Google cookie,
used across several of their
services. Used by Google in
combnation with SID to verify
Google user account and most
recent login time.
Persistent
Google Tag Manager_ga, _gidDistinguish unique users, Distinguish sessions for a user, Throttle the request rate, session & persistentSession
LinkedIn Advertisingli_oatmlUsed to identify LinkedIn Members off LinkedIn for advertising and analytics outside the Designated Countries and, for a limited time, advertising in the Designated Countries, persistentSession
LinkedIn Advertistingli_fat_idMember indirect identifier for Members for conversion tracking, retargeting, analytics, persistentSession
LinkedIn Advertistingname _guidUsed to identify a LinkedIn Member for advertising through Google ads, persistentSession
Facebook AdsCampaign dependentAdvertising and Analytics, persistentSession
HubSpothstcMarketing TrackingPersistent
HubSpothubspotutkMarketing TrackingPersistent
TrustPilotAmplitude_idStatistics, sessionSession
TrustPilothjidStatistics, sessionSession

Web beacons

We also embed web beacons in our marketing emails and on our website. Web beacons are small GIF image files which enable us to track your receipt of our marketing emails, how often you view our adverts or website pages, your location, IP address and browser information. Web beacons are activated whenever you open a marketing email or access a page on our website which contains a web beacon. Web beacons transmit data when you view them but are not capable of accessing any other information on your computer. Web beacons are not stored on your hard drive unless you download a GIF image containing them.

Some (but not all) browsers enable you to restrict the use of web beacons by either preventing them from sending information back to their source (for example, when you choose browser settings that block cookies and trackers) or by not accessing the images containing them (for example, if you select a ‘do not display images in emails’ setting in your email server).


How to opt in or out

See the section entitled ‘How to accept or reject cookies’.


Legal basis for processing

We process the information we gather from the use of web beacons in our legitimate interests (Article 6(1)(f) of the General Data Protection Regulation).


Legitimate interest

Analysing the effectiveness of our email marketing campaigns and website.


How to accept or reject cookies

There are a number of different ways in which you can accept or reject some or all cookies and similar technologies. Some of the main methods of doing so are described below:

You are welcome to block the use of some or all of the cookies we use on our website. However, please be aware that doing so may impair our website and its functionality or may even render some or all of it unusable.
You should also be aware that clearing all cookies from your browser will also delete any cookies that are storing your preferences, for example, whether you have accepted cookies on a website or any cookies that are blocking other cookies.

You can find more detailed information about cookies and adjusting your browser settings by visiting www.allaboutcookies.org


Accepting or rejecting cookies


Cookie control tool

You can accept or reject [non-essential] cookies by using our cookie management tool. When you first visit our website you will see a bar at the top of the page that will allow you to Accept or Decline cookies. If you Decline, only Essential Cookies will be served – this could impact on your experience using the website.


Browser settings

You can accept or reject some or all cookies (for example, blocking all third-party cookies) by adjusting your browser settings. If you do not know how to do this, the links below set out information about how to change your browser settings for some of the most commonly used web browsers:

  • Google Chrome: https://support.google.com/chrome/ answer/95647?hl=en-GB
  • Mozilla Firefox: https://support.mozilla.org/en-US/kb/ delete-browsing-search-download-history-firefox?redirectlocale=en-US&redirectslug=Clear+Recent+History
  • Microsoft Internet Explorer: https://support.microsoft.com/en-us/ help/278835/how-to-delete-cookie-files-in-internet-explorer
  • Apple Safari: https://support.apple.com/kb/ PH5042?locale=en_US

Some browsers, such as Chrome and Firefox, allow you to change your settings to browse in ‘incognito’ mode, limiting the amount of data placed on your machine and automatically deleting any persistent cookies placed on your device when you finish your browsing session. There are also many third-party applications which you can add to your browser to block or manage cookies.


Existing cookies

To clear cookies that have previously been placed on your browser, you should select the option to clear your browsing history and ensure that the option to delete or clear cookies is included when you do so.

Google Ad settings

You can manage and opt out of personalisation of advertisements by Google by visiting Google’s ad settings page here https://adssettings.google.com/ and by:

  • unticking the button entitled ‘Also use Google Account activity and information to personalize ads on these websites and apps and store that data in your Google Account’; and
  • switching the ‘Ads Personalisation’ setting off (i.e. by ensuring the switch at the top of the page is set to the left/grey and not the right/blue).
    Alternatively, you can install a free browser plugin here: https://support.google.com/ads/ answer/7395996

Google Analytics Opt-out Browser Add-on

You can opt out of Google Analytics tracking by installing the browser add-on which is available here: http://tools.google.com/dlpage/gaoptout

Web beacons

You can opt out of our use of web beacons in our marketing emails by emailing us.

Facebook Pixel

You can block Facebook Pixel using our cookie control tool by selecting the ‘Decline’ option.

Disconnect for Facebook

You can install a browser add-on tool called ‘Disconnect Facebook pixel and FB tracking’. This will stop Facebook tracking you on third-party websites. You can install the too here:

For Chrome: https://chrome.google.com/webstore/detail/ disconnect-facebook-pixel/ nnkndeagapifodhlebifbgbonbfmlnfm?hl=en
For Firefox: https://addons.mozilla.org/en-GB/firefox/ addon/facebook-disconnect/

European Interactive Digital Advertising Alliance Tool

You can opt out of Facebook and other companies that participate in the Digital Advertising Alliance in Europe from showing you interest-based ads by visiting http://www.youronlinechoices.com, selecting your country, clicking ‘Your Ad Choices’, then locating Facebook (and any other companies you want to block) and selecting the ‘Off’ option.